Red River Bancshares ( (RRBI) ) has released its Q2 earnings. Here is a breakdown of the information Red River Bancshares presented to its investors.
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Red River Bancshares, Inc. is a bank holding company for Red River Bank, a Louisiana state-chartered bank, offering a comprehensive range of banking products and services through its network of 28 banking centers across Louisiana.
In its second quarter of 2025 financial report, Red River Bancshares reported a net income of $10.2 million, a slight decrease from the previous quarter but a significant increase from the same period last year. The company highlighted improvements in net interest margin and steady loan growth, alongside strategic stock repurchase activities.
Key financial metrics for the quarter included a net interest income of $25.8 million, marking a 4.9% increase from the previous quarter, and a net interest margin of 3.36%. The company also reported a decrease in noninterest income and an increase in operating expenses, attributed to higher data processing and personnel costs. Total assets stood at $3.17 billion, with a slight decrease in deposits due to seasonal outflows.
The company executed a significant private stock repurchase and revised its credit card program, aligning it with its debit card offerings. Red River Bancshares also announced a 25% increase in its quarterly cash dividend for the third quarter of 2025, reflecting confidence in its financial stability.
Looking ahead, Red River Bancshares remains focused on expanding its banking network and services, while closely monitoring economic conditions and interest rate trends to ensure continued profitability and shareholder returns.