tiprankstipranks
Trending News
More News >
Advertisement
Advertisement

RBL Bank Posts Higher Q3 FY26 Operating Profit, Strengthens Asset Quality Despite One-Off Cost

Story Highlights
  • RBL Bank’s Q3 FY26 profit was ₹214 crore, with operating income and margins improving despite one-off wage-related expenses.
  • Loans and deposits grew double digits, granular deposits increased, and asset quality improved with lower NPAs and strong coverage.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
RBL Bank Posts Higher Q3 FY26 Operating Profit, Strengthens Asset Quality Despite One-Off Cost

Claim 50% Off TipRanks Premium

RBL Bank Ltd. ( (IN:RBLBANK) ) has shared an update.

RBL Bank reported unaudited financial results for the quarter ended 31 December 2025, with net profit at ₹214 crore, dampened by a one-off pre-tax expense of ₹32 crore arising from revised wage definitions under New Labour Codes. Net interest income rose 5% year-on-year and 7% sequentially to ₹1,657 crore with a net interest margin of 4.63%, while other income, excluding last year’s one-off gain, grew 13% year-on-year and quarter-on-quarter to ₹1,050 crore, and operating profit increased 7% year-on-year and 25% sequentially to ₹912 crore as the cost-to-income ratio improved to 66.3%. The bank’s net advances expanded 14% year-on-year to ₹1,03,086 crore, with retail loans up 10% and wholesale advances up 21%, total deposits growing 12% to ₹1,19,721 crore supported by faster growth in granular deposits, and asset quality strengthening as gross NPAs fell to 1.88% and net NPAs to 0.55% alongside a high provision coverage ratio of 93.2%, underscoring improved operational efficiency and balance-sheet resilience.

More about RBL Bank Ltd.

RBL Bank Limited is an Indian private sector bank offering a range of retail and wholesale banking services, including secured and unsecured retail loans, commercial banking, and deposit products. The bank focuses on building a granular deposit base and balancing its retail–wholesale advances mix while maintaining adequate capital and liquidity levels within the competitive Indian banking sector.

Average Trading Volume: 368,583

Technical Sentiment Signal: Buy

Current Market Cap: 192.4B INR

For detailed information about RBLBANK stock, go to TipRanks’ Stock Analysis page.

Disclaimer & DisclosureReport an Issue

Looking for investment ideas? Subscribe to our Smart Investor newsletter for weekly expert stock picks!
Get real-time notifications on news & analysis, curated for your stock watchlist. Download the TipRanks app today! Get the App
1