Claim 70% Off TipRanks Premium
- Unlock hedge fund-level data and powerful investing tools for smarter, sharper decisions
- Stay ahead of the market with the latest news and analysis and maximize your portfolio's potential
RBL Bank Ltd. ( (IN:RBLBANK) ) has shared an update.
RBL Bank Limited reported provisional operational metrics for the quarter ended 31 December 2025, highlighting a 12% year-on-year increase in total deposits to Rs 119,721 crore and a 13% year-on-year rise in gross advances to Rs 104,502 crore. Deposits below Rs 3 crore, a proxy for granular retail deposits, grew 15% year-on-year and now account for about 51.5% of total deposits, underscoring the bank’s strategic push towards a more stable, retail-focused liability franchise. On the lending side, secured retail advances grew 24% year-on-year, while unsecured retail advances declined 6%, indicating a shift towards lower-risk retail assets; overall retail advances rose 9% year-on-year and remained flat sequentially, whereas wholesale advances grew 19% year-on-year and 5% quarter-on-quarter, with commercial banking advances up 29% year-on-year. The bank maintained strong liquidity with an average Liquidity Coverage Ratio of 125% for the quarter and reported robust current-bucket collection efficiency of 99.5% in its JLG segment, signaling stable asset quality trends. These provisional figures, released ahead of the audited financial results, suggest continued balance-sheet expansion with a cautious tilt towards secured and granular business, which may support RBL Bank’s risk profile and competitive positioning in the mid-sized private banking space.
More about RBL Bank Ltd.
RBL Bank Limited is an Indian private sector bank offering a range of retail and wholesale banking services, including secured and unsecured retail lending, commercial banking, and deposit products. The bank focuses on building a granular retail deposit base and maintains a diversified loan portfolio across retail and wholesale segments, with a significant emphasis on secured retail and commercial banking advances.
Average Trading Volume: 343,928
Technical Sentiment Signal: Buy
Current Market Cap: 194.8B INR
For an in-depth examination of RBLBANK stock, go to TipRanks’ Overview page.