Radian Group Inc. Reports Strong Q2 2025 Results

Radian Group Inc ( (RDN) ) has released its Q2 earnings. Here is a breakdown of the information Radian Group Inc presented to its investors.

Radian Group Inc., a prominent player in the mortgage insurance and real estate services sector, continues to empower housing and capital market participants through its innovative services and technologies. In its latest earnings report for the second quarter of 2025, Radian announced a net income of $142 million, or $1.02 per diluted share, reflecting a slight decrease from the previous year’s $152 million. The company also reported a 12% year-over-year growth in book value per share, reaching $33.18, and a record high of $276.7 billion in primary mortgage insurance in force.

Radian’s financial performance in the second quarter was marked by several key metrics. The company’s total revenues remained stable at $318 million, while its consolidated pretax income was $175 million, slightly down from $188 million in the same quarter last year. The adjusted pretax operating income was $173 million, compared to $193 million in the previous year. Despite these declines, Radian’s primary mortgage insurance in force continued to grow, and the default rate showed improvement, indicating favorable credit trends.

The company also focused on capital management, repurchasing $223 million of its shares and paying $35 million in dividends during the quarter. Radian Guaranty, a subsidiary, distributed $200 million in ordinary dividends to the holding company, contributing to the overall liquidity and financial stability. Additionally, new insurance written for mortgage insurance reached $14.3 billion, showcasing a robust demand in the market.

Looking ahead, Radian remains committed to creating long-term value for its stakeholders. The management’s outlook emphasizes the company’s strategic initiatives to maintain its leadership in the mortgage insurance sector and continue supporting homeownership in a sustainable manner. With a strong foundation and a focus on innovation, Radian is well-positioned to navigate the evolving market dynamics.