Claim 70% Off TipRanks This Holiday Season
- Unlock hedge fund-level data and powerful investing tools for smarter, sharper decisions
- Stay ahead of the market with the latest news and analysis and maximize your portfolio's potential
The latest update is out from Peoples Financial Services ( (PFIS) ).
On December 23, 2025, Peoples Financial Services Corp. completed a strategic repositioning of part of its investment securities portfolio by selling approximately $78.6 million of lower-yielding U.S. Treasury bonds, with a weighted average yield of 1.18% and 1.2 years of life, realizing an after-tax loss of about $1.85 million that will be recognized in the fourth quarter of 2025. The company reinvested roughly $76.1 million of net proceeds into higher-yielding available-for-sale securities, including about $38.2 million in U.S. agency mortgage-backed securities and $37.9 million in discounted tax-exempt municipal bonds, with an average book yield of 4.67% and 10.5-year duration, a move expected to boost securities portfolio interest income by approximately $2.8 million over the next 12 months and recover the realized loss in around 10 months, while leaving stockholders’ equity, book value per share, and regulatory capital ratios intact and well above well-capitalized thresholds.
The most recent analyst rating on (PFIS) stock is a Hold with a $50.00 price target. To see the full list of analyst forecasts on Peoples Financial Services stock, see the PFIS Stock Forecast page.
Spark’s Take on PFIS Stock
According to Spark, TipRanks’ AI Analyst, PFIS is a Neutral.
The overall stock score for Peoples Financial Services is driven primarily by its strong valuation metrics, including a low P/E ratio and high dividend yield, which suggest potential undervaluation and income opportunities. However, the score is moderated by weak technical indicators and challenges in financial performance, particularly declining revenue and negative cash flow growth.
To see Spark’s full report on PFIS stock, click here.
More about Peoples Financial Services
Peoples Financial Services Corp. is a bank holding company for Peoples Security Bank and Trust Company, operating in the banking and financial services industry with a focus on managing investment securities portfolios and providing traditional banking services to its customers.
Average Trading Volume: 23,665
Technical Sentiment Signal: Strong Buy
Current Market Cap: $495.3M
For an in-depth examination of PFIS stock, go to TipRanks’ Overview page.