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Peoples Financial Services ( (PFIS) ) has issued an announcement.
In Q1 2025, Peoples Financial Services Corp. reported a net income of $15.0 million, with a return on average assets of 1.22% and a net interest margin of 3.50%. The company maintained a strong deposit base of $4.32 billion and a loan-to-deposit ratio of 92.5%. Asset quality remained robust with nonperforming assets at 0.47% of total assets. The company also reported a tangible common equity to tangible assets ratio of 7.63% and a tangible book value per share of $37.35, reflecting its solid capital and liquidity position.
Spark’s Take on PFIS Stock
According to Spark, TipRanks’ AI Analyst, PFIS is a Outperform.
Peoples Financial Services’ stock is supported by strong financial health and positive technical indicators. The company demonstrates robust cash flow and liquidity, which positions it well for future growth. Technical analysis shows bullish momentum, although some caution is warranted due to the high P/E ratio suggesting potential overvaluation. The attractive dividend yield provides an additional incentive for investors.
To see Spark’s full report on PFIS stock, click here.
More about Peoples Financial Services
Peoples Financial Services Corp. is a bank holding company under the Bank Holding Company Act of 1956, owning 100% of Peoples Security Bank and Trust Company, a Pennsylvania state-chartered bank. The company operates in demographically attractive and stable markets across Pennsylvania, New York, and New Jersey, with a history dating back to 1905. It has built a valuable core deposit franchise over more than a century, focusing on supporting local communities.
Average Trading Volume: 21,834
Technical Sentiment Signal: Strong Buy
Current Market Cap: $476.4M
Find detailed analytics on PFIS stock on TipRanks’ Stock Analysis page.