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The latest update is out from Peoples Financial Services ( (PFIS) ).
In Q3 2025, Peoples Financial Services Corp. reported a net income of $15.2 million, or $1.51 per diluted share. The company completed its merger with FNCB on July 1, 2024, enhancing its scale, earnings diversification, and liquidity. The quarter also marked a transition to a new headquarters and a loss on pending sales of administrative properties. Total deposits stood at $4.3 billion, with a cost of deposits at 1.88%, while loans amounted to $4.0 billion. The company’s asset quality remained strong, with nonperforming assets at 0.33% of total assets and a tangible common equity to tangible assets ratio of 7.99%.
The most recent analyst rating on (PFIS) stock is a Hold with a $52.00 price target. To see the full list of analyst forecasts on Peoples Financial Services stock, see the PFIS Stock Forecast page.
Spark’s Take on PFIS Stock
According to Spark, TipRanks’ AI Analyst, PFIS is a Neutral.
Peoples Financial Services has a solid financial foundation with strong revenue growth and a stable balance sheet. The valuation is attractive due to a reasonable P/E ratio and a high dividend yield. However, technical indicators suggest weak momentum, which could pose short-term challenges.
To see Spark’s full report on PFIS stock, click here.
More about Peoples Financial Services
Peoples Financial Services Corp. is a bank holding company registered under the Bank Holding Company Act of 1956, and it fully owns Peoples Security Bank and Trust Company, a Pennsylvania state-chartered bank. The company operates in the banking industry, focusing on providing financial services and products through its bank subsidiary.
Average Trading Volume: 30,079
Technical Sentiment Signal: Buy
Current Market Cap: $449.5M
For a thorough assessment of PFIS stock, go to TipRanks’ Stock Analysis page.

