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Peapack-Gladstone Financial Posts Strong Q4 and 2025 Results

Story Highlights
  • Peapack-Gladstone posted solid 2025 earnings growth, with higher net income, revenue and margins.
  • Strong loan, deposit and wealth management growth boosted scale and capital, reinforcing its boutique private banking position.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
Peapack-Gladstone Financial Posts Strong Q4 and 2025 Results

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The latest announcement is out from Peapack-Gladstone Financial ( (PGC) ).

On January 29, 2026, Peapack-Gladstone Financial Corporation reported that fourth-quarter 2025 net income rose 26% sequentially to $12.2 million, or $0.69 per diluted share, while full-year 2025 net income increased 13% to $37.3 million, or $2.10 per share, versus 2024. Over the twelve months ended December 31, 2025, the bank delivered robust balance-sheet and revenue growth: deposits climbed 8% to $6.6 billion, driven by an $828 million increase in core relationship balances and a 28% jump in noninterest-bearing deposits; total loans expanded 13% to $6.3 billion, with new originations at a 6.60% weighted average coupon generating spreads of more than 400 basis points over funding costs. Net interest income grew 12% quarter over quarter to $56.5 million and the net interest margin widened to 3.08% in Q4 2025, marking eight consecutive quarters of net interest income growth as management continues to transform the deposit base. The wealth management division’s AUM/AUA increased to $13.1 billion, with $1.0 billion of new inflows in 2025 and fee income of $16.1 million in Q4 representing 21% of total revenue, reinforcing the strategy of stable fee generation alongside lending growth. Capital levels remained comfortably above well-capitalized thresholds, with tangible book value per share up 10% year over year and key regulatory ratios bolstered by earnings, underscoring the company’s strengthened financial position and its bid to differentiate itself as a premier regional private banking and wealth management franchise.

The most recent analyst rating on (PGC) stock is a Hold with a $31.00 price target. To see the full list of analyst forecasts on Peapack-Gladstone Financial stock, see the PGC Stock Forecast page.

Spark’s Take on PGC Stock

According to Spark, TipRanks’ AI Analyst, PGC is a Outperform.

The score is driven primarily by solid financial health—especially the strong balance sheet and improved cash generation—while profitability metrics (net margin and ROE) remain constraints. Technicals are neutral-to-mildly positive, valuation appears reasonable, and recent corporate updates are supportive.

To see Spark’s full report on PGC stock, click here.

More about Peapack-Gladstone Financial

Peapack-Gladstone Financial Corporation, traded on the NASDAQ Global Select Market as PGC, operates Peapack Private Bank & Trust, a private banking platform anchored by a $13 billion wealth management franchise. The company focuses on commercial and industrial lending, wealth management, and relationship-based deposit gathering, positioning itself as a boutique alternative to larger mega banks in the metro New York market, with a strong emphasis on core, lower-cost deposits and fee-based wealth management services.

Average Trading Volume: 129,591

Technical Sentiment Signal: Buy

Current Market Cap: $516.6M

For a thorough assessment of PGC stock, go to TipRanks’ Stock Analysis page.

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