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PCB Bancorp ( (PCB) ) just unveiled an update.
On January 29, 2026, PCB Bancorp reported fourth-quarter 2025 net income available to common shareholders of $9.1 million, or $0.64 per diluted share, down from the prior quarter but up from the year-ago period, while full-year 2025 net income rose to $37.2 million, or $2.58 per diluted share, from $25.0 million a year earlier. The bank delivered higher annual net interest income and margin, solid loan growth to $2.82 billion, and increased gains on loan sales, even as total deposits fell in the fourth quarter due largely to an intentional reduction in brokered balances and the decision not to match elevated market deposit rates. Asset quality metrics remained stable with an allowance for credit losses on loans at 1.18% at year-end 2025, provisions modestly higher year over year, and operating expenses kept in check, supporting improved profitability metrics, including a higher full-year return on average assets. Reflecting confidence in its earnings profile and balance sheet strength, the board declared on January 28, 2026, a quarterly cash dividend of $0.22 per common share, payable on or about February 20, 2026, to shareholders of record as of February 13, 2026.
The most recent analyst rating on (PCB) stock is a Buy with a $24.50 price target. To see the full list of analyst forecasts on PCB Bancorp stock, see the PCB Stock Forecast page.
Spark’s Take on PCB Stock
According to Spark, TipRanks’ AI Analyst, PCB is a Outperform.
PCB Bancorp’s overall score reflects its strong financial performance, attractive valuation, and positive corporate events. The company’s stable financial position and efficient operations are significant strengths, while the technical analysis indicates a moderately positive trend. The recent announcement of record earnings and dividends further enhances the stock’s appeal.
To see Spark’s full report on PCB stock, click here.
More about PCB Bancorp
PCB Bancorp, headquartered in Los Angeles, is the holding company for PCB Bank and operates in the community banking sector, providing commercial and consumer lending along with deposit services, with a loan-centric growth strategy focused on maintaining net interest margin in a competitive deposit-rate environment.
Average Trading Volume: 25,045
Technical Sentiment Signal: Buy
Current Market Cap: $314.6M
See more data about PCB stock on TipRanks’ Stock Analysis page.