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PagSeguro Digital Sets Ambitious Financial Goals and Capital Optimization Targets

Story Highlights
  • PagSeguro Digital aims for a Basel Index of 18%-22%, generating R$2-3 billion excess capital.
  • By 2029, PagSeguro targets R$25 billion credit portfolio, >10% CAGR gross profit, >16% EPS growth.
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PagSeguro Digital Sets Ambitious Financial Goals and Capital Optimization Targets

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The latest announcement is out from Pagseguro Digital ( (PAGS) ).

On September 18, 2025, PagSeguro Digital Ltd. announced its capital optimization targets and long-term financial goals during an investor conference call. The company aims to maintain a Basel Index target level between 18% to 22%, generating excess capital between R$2 billion and R$3 billion. PagSeguro plans to return an estimated R$3.8 billion to shareholders between 2025 and 2026 through dividends and stock buybacks. By 2029, the company targets a credit portfolio of R$25 billion, gross profit growth of over 10% CAGR, and earnings per share growth of over 16% CAGR. These initiatives are expected to enhance PagSeguro’s financial stability and shareholder value.

The most recent analyst rating on (PAGS) stock is a Buy with a $13.00 price target. To see the full list of analyst forecasts on Pagseguro Digital stock, see the PAGS Stock Forecast page.

Spark’s Take on PAGS Stock

According to Spark, TipRanks’ AI Analyst, PAGS is a Outperform.

Pagseguro Digital’s strong financial performance, particularly in revenue growth and operational efficiency, is a key strength. However, high leverage and cash flow challenges are significant risks. The stock’s valuation is attractive, with a low P/E ratio suggesting potential undervaluation. Technical indicators show a neutral trend, with no strong momentum signals.

To see Spark’s full report on PAGS stock, click here.

More about Pagseguro Digital

PagSeguro Digital Ltd. is a financial technology solutions provider based in Brazil, focusing on consumers, individual entrepreneurs, micro-merchants, and small to medium-sized companies. The company offers a comprehensive digital banking ecosystem that includes digital banking solutions, point of sale devices, free digital accounts, and operates as a full merchant acquirer. PagSeguro is part of the UOL Group and aims to democratize financial services in Brazil.

Average Trading Volume: 4,946,895

Technical Sentiment Signal: Buy

Current Market Cap: $3.51B

For detailed information about PAGS stock, go to TipRanks’ Stock Analysis page.

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