OSB Group Reports Resilient H1 2025 Financial Performance Amid Strategic Progress

An update from OSB Group PLC ( (GB:OSB) ) is now available.

OSB Group PLC reported resilient financial performance for the first half of 2025, with strategic progress aligning with management expectations. The Group achieved a 1.2% growth in its net loan book and a 13.7% return on tangible equity, despite a decrease in net interest income and profit before tax due to more costly spreads and a fair value loss on financial instruments. The company continues to focus on its transformation programme and loan book diversification, while maintaining strong liquidity and capitalisation. The interim dividend increased by 5%, reflecting the Group’s commitment to delivering strong returns for shareholders.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.20 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Spark’s Take on GB:OSB Stock

According to Spark, TipRanks’ AI Analyst, GB:OSB is a Outperform.

OSB Group PLC demonstrates robust financial health and strategic initiatives such as debt elimination and share buybacks, which enhance its attractiveness. The stock’s low valuation and high dividend yield further bolster its appeal. However, caution is warranted due to potential short-term technical risks indicated by overbought signals.

To see Spark’s full report on GB:OSB stock, click here.

More about OSB Group PLC

OSB Group PLC is a specialist lending and retail savings group. The company focuses on providing lending solutions and retail savings products, with a strategic emphasis on diversifying its loan book into higher yielding sub-segments such as Commercial, Asset finance, Residential development, and Bridging.

Average Trading Volume: 891,852

Technical Sentiment Signal: Buy

Current Market Cap: £2.01B

For a thorough assessment of OSB stock, go to TipRanks’ Stock Analysis page.