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Optimumbank Holdings ( (OPHC) ) has issued an update.
On November 12, 2025, OptimumBank Holdings, Inc. announced its financial results for the third quarter of 2025, reporting net earnings of $4.32 million, an increase from previous quarters. The company experienced significant growth in deposits and loans, with total deposits reaching $959.49 million and gross loans increasing to $813.72 million. The growth was driven by improved net interest income and noninterest income, despite higher noninterest expenses. The company maintained strong capital levels and expressed confidence in its continued growth and strategic investments.
The most recent analyst rating on (OPHC) stock is a Buy with a $4.50 price target. To see the full list of analyst forecasts on Optimumbank Holdings stock, see the OPHC Stock Forecast page.
Spark’s Take on OPHC Stock
According to Spark, TipRanks’ AI Analyst, OPHC is a Outperform.
Optimumbank Holdings scores well due to its strong financial performance and attractive valuation. The company’s robust growth and profitability, along with a low P/E ratio, highlight its potential for future appreciation. However, mixed technical indicators suggest a cautious approach in the short term. The absence of earnings call and corporate events data means these factors do not influence the score.
To see Spark’s full report on OPHC stock, click here.
More about Optimumbank Holdings
OptimumBank Holdings, Inc. is a one-bank holding company that owns 100% of OptimumBank. The company operates in the banking industry, focusing on providing financial services and products primarily in South Florida.
Average Trading Volume: 20,809
Technical Sentiment Signal: Sell
Current Market Cap: $46.12M
See more data about OPHC stock on TipRanks’ Stock Analysis page.