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OppFi Reports Record Q1 2025 Financial Results

Story Highlights
  • OppFi reported record-breaking quarterly revenue and adjusted net income for Q1 2025.
  • The company raised its full-year adjusted net income guidance, reflecting strong growth and efficiency.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.

OppFi ( (OPFI) ) has shared an announcement.

On May 7, 2025, OppFi Inc. announced its financial results for the first quarter of 2025, showcasing record-breaking quarterly revenue and adjusted net income. The company reported a 101.3% increase in net income year-over-year to $20.4 million, despite an $11.4 million loss attributable to OppFi Inc. Adjusted net income rose by 285.1% to $33.8 million, marking a company record for any quarter. Total revenue increased by 10.1% year-over-year to $140.3 million, another company record. The company also improved its full-year adjusted net income guidance to a range of $106 million to $113 million, up from the previous range of $95 million to $97 million. These results reflect OppFi’s disciplined growth strategy, enhanced credit modeling, and operational efficiency, positioning it for sustained profitable growth in 2025.

Spark’s Take on OPFI Stock

According to Spark, TipRanks’ AI Analyst, OPFI is a Outperform.

OppFi’s strong financial performance and positive earnings outlook are key strengths, supported by effective cash flow management and operational efficiencies. However, high valuation and mixed technical indicators somewhat temper the overall score. Despite macroeconomic concerns, the company’s proactive measures in debt management and strategic growth initiatives position it favorably.

To see Spark’s full report on OPFI stock, click here.

More about OppFi

OppFi Inc. is a leading tech-enabled digital finance platform that collaborates with banks to offer financial products and services aimed at everyday Americans. The company is known for its transparent and responsible platform, which promotes financial inclusion and provides an excellent customer experience. OppFi also holds a 35% equity interest in Bitty Holdings, LLC, which offers revenue-based financing and other working capital solutions to small businesses.

Average Trading Volume: 1,455,875

Technical Sentiment Signal: Buy

Current Market Cap: $853.1M

For a thorough assessment of OPFI stock, go to TipRanks’ Stock Analysis page.

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