OneMain Holdings Issues $1 Billion Senior Unsecured Notes

OneMain Holdings ( (OMF) ) just unveiled an update.

On December 18, 2025, OneMain Finance Corporation, a direct subsidiary of OneMain Holdings, issued $1.0 billion of 6.750% senior unsecured notes due September 15, 2033, in an underwritten public offering, guaranteed on an unsecured basis by OneMain Holdings. The notes rank equally with OMFC’s other unsubordinated debt, are structurally subordinated to liabilities of its subsidiaries, pay semiannual interest starting March 15, 2026, and are callable at a make-whole premium before December 15, 2028 and at step-down redemption prices thereafter, reflecting a move to further diversify and term out the company’s funding while subjecting it to customary covenant and default provisions that shape creditor protections and capital structure flexibility.

The most recent analyst rating on (OMF) stock is a Buy with a $75.00 price target. To see the full list of analyst forecasts on OneMain Holdings stock, see the OMF Stock Forecast page.

Spark’s Take on OMF Stock

According to Spark, TipRanks’ AI Analyst, OMF is a Outperform.

OneMain Holdings demonstrates strong financial performance and technical momentum, supported by positive earnings call insights. While high leverage is a concern, the company’s strategic initiatives and attractive valuation contribute to a robust overall score.

To see Spark’s full report on OMF stock, click here.

More about OneMain Holdings

OneMain Holdings, through its direct subsidiary OneMain Finance Corporation, operates in the consumer finance industry, issuing unsecured debt securities in the capital markets to support its lending and related financial services activities.

Average Trading Volume: 1,215,967

Technical Sentiment Signal: Buy

Current Market Cap: $7.98B

For detailed information about OMF stock, go to TipRanks’ Stock Analysis page.