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Nu Holdings ( (NU) ) has shared an announcement.
On January 29, 2026, Nu Holdings announced it has received conditional approval from the U.S. Office of the Comptroller of the Currency to form a new national bank, Nubank, N.A., a key step in its long-term strategy to expand operations and product offerings in the United States. The charter, once fully approved alongside pending FDIC and Federal Reserve sign-offs, will allow Nu to launch U.S. deposit accounts, credit cards, lending products and digital asset custody, and the bank will be led by co-founder Cristina Junqueira in the U.S. with former Brazilian central bank chief Roberto Campos Neto as chair. Nu has now entered the bank organization phase, committing to fully capitalize the institution within 12 months and open it within 18 months, extending a regulatory track record that includes its regulated financial institution status in Brazil since 2016 and banking authorization in Mexico granted in April 2025, underscoring its ambitions to become a major regulated player in key markets and potentially reshaping competitive dynamics in digital banking across the Americas.
The most recent analyst rating on (NU) stock is a Buy with a $22.00 price target. To see the full list of analyst forecasts on Nu Holdings stock, see the NU Stock Forecast page.
Spark’s Take on NU Stock
According to Spark, TipRanks’ AI Analyst, NU is a Outperform.
Nu Holdings’ strong financial performance and positive earnings call insights are the primary drivers of its high score. While technical indicators show bullish momentum, caution is advised due to potential overvaluation and regulatory challenges.
To see Spark’s full report on NU stock, click here.
More about Nu Holdings
Nu Holdings Ltd., listed on the NYSE under the ticker NU, is one of the world’s largest digital financial services platforms, serving about 127 million customers. The company focuses on a digital-first, customer-centric model to deliver products such as payments, credit cards, and broader banking services, with core operations in Brazil, Mexico, and Colombia and an expanding international footprint under increasingly comprehensive regulatory frameworks.
Average Trading Volume: 39,859,795
Technical Sentiment Signal: Buy
Current Market Cap: $88.87B
For an in-depth examination of NU stock, go to TipRanks’ Overview page.