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Nu Holdings ( (NU) ) has provided an announcement.
Nu Holdings Ltd. reported its financial and operating results for the third quarter ending September 30, 2025, showcasing significant growth and expansion. The company achieved record revenues of $4.2 billion, a 39% year-over-year increase on a foreign exchange-neutral basis, and net income of $783 million, highlighting the scalability and profitability of its business model. The customer base expanded to 127 million, with a strong presence in Brazil, Mexico, and Colombia, and the credit portfolio grew by 42% year-over-year to $30.4 billion. Nu Holdings continues to enhance its platform with a focus on integrating AI to redefine banking experiences, aiming to become an AI-first company.
The most recent analyst rating on (NU) stock is a Hold with a $16.00 price target. To see the full list of analyst forecasts on Nu Holdings stock, see the NU Stock Forecast page.
Spark’s Take on NU Stock
According to Spark, TipRanks’ AI Analyst, NU is a Outperform.
Nu Holdings’ strong financial performance and positive earnings call sentiment are the primary drivers of its stock score. Technical indicators support a bullish outlook, though the high valuation and potential macroeconomic risks in Brazil warrant caution.
To see Spark’s full report on NU stock, click here.
More about Nu Holdings
Nu Holdings Ltd. is one of the world’s largest digital banking platforms, serving 127 million customers across Brazil, Mexico, and Colombia. The company leverages proprietary technologies and innovative business practices to offer financial solutions and experiences that are simple, intuitive, convenient, low-cost, empowering, and human. Nu Holdings is committed to connecting profit with purpose, creating value for stakeholders, and positively impacting the communities it serves. Its shares are traded on the New York Stock Exchange (NYSE: NU).
Average Trading Volume: 45,081,408
Technical Sentiment Signal: Buy
Current Market Cap: $77.97B
Learn more about NU stock on TipRanks’ Stock Analysis page.

