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Newtek Business ( (NEWT) ) has issued an update.
On January 12, 2026, NewtekOne, Inc. announced that it had extended the expiration date of its previously launched exchange offer for its outstanding 5.50% Notes due 2026 to January 23, 2026, allowing holders more time to swap the 2026 notes for an equal principal amount of newly issued 8.50% Fixed Rate Senior Notes due 2031. The exchange offer, now set to expire at 5:00 p.m. Eastern time on January 23 unless further extended or terminated, is expected to settle on January 28, 2026, after the January 15, 2026 record date for the final interest payment on the old notes, meaning all holders of the old notes as of that record date will receive the final interest payment prior to their February 1, 2026 maturity, while the first interest payment on the new notes will be adjusted to reflect interest already paid, a structure that aims to smooth the refinancing of the 2026 maturity and potentially strengthen NewtekOne’s longer-term funding profile.
The most recent analyst rating on (NEWT) stock is a Hold with a $13.00 price target. To see the full list of analyst forecasts on Newtek Business stock, see the NEWT Stock Forecast page.
Spark’s Take on NEWT Stock
According to Spark, TipRanks’ AI Analyst, NEWT is a Outperform.
The score is driven primarily by mixed financial quality—strong revenue/margins but meaningfully weakened by high leverage and negative operating/free cash flow. Offsetting this, technicals are supportive (price above major DMAs with positive MACD) and valuation looks compelling (low P/E with a high dividend yield). Earnings guidance and recent corporate updates are constructive but still carry notable credit and program-risk overhangs (NPLs/NSBF/SBA uncertainty).
To see Spark’s full report on NEWT stock, click here.
More about Newtek Business
NewtekOne, Inc., branded as NewtekOne and Newtek, is a financial holding company that, through its bank and non-bank subsidiaries, provides a broad suite of business and financial solutions to independent business owners across all 50 U.S. states. Its offerings span banking via Newtek Bank, N.A., business and SBA lending, electronic payment processing, accounts receivable and inventory financing, insurance, payroll and benefits solutions, as well as technology services such as cloud computing, data backup and retrieval, IT consulting and web services through Intelligent Protection Management Corp. (IPM.com).
Average Trading Volume: 238,595
Technical Sentiment Signal: Buy
Current Market Cap: $364.8M
Learn more about NEWT stock on TipRanks’ Stock Analysis page.