MVB Financial Reports Q2 2025 Results with Loan Growth

Mvb Financial ( (MVBF) ) has released its Q2 earnings. Here is a breakdown of the information Mvb Financial presented to its investors.

MVB Financial Corp., a financial holding company based in Fairmont, West Virginia, operates through its subsidiary MVB Bank to offer financial services to individuals and corporate clients primarily in the Mid-Atlantic region.

In the second quarter of 2025, MVB Financial reported a net income of $2.0 million, or $0.16 per basic share, marking a notable improvement in its operating fundamentals. The company experienced a resurgence in loan growth after a period of contraction, alongside a significant increase in deposits, despite the seasonal challenges outside of tax and gaming seasons.

Key financial highlights include a 3.5% growth in pre-tax, pre-provision income, a 13.4% rise in noninterest income, and an 8.5% increase in deposits. The net interest margin improved slightly to 3.66%, while the company also repurchased 314,580 shares for $6.4 million. Despite these positive developments, reported earnings were below expectations due to the timing of loan growth, which led to provisioning without the corresponding interest income.

Looking ahead, MVB Financial remains optimistic about its business momentum and is committed to delivering long-term value for stakeholders. The company’s strong capital position and improved asset quality provide a solid foundation for future growth, as it continues to execute its strategic initiatives with discipline.