MoneyHero Limited Reports Return to Profitability in Q2 2025

Moneyhero Limited ( (MNY) ) has released its Q2 earnings. Here is a breakdown of the information Moneyhero Limited presented to its investors.

MoneyHero Limited is a prominent personal finance aggregation and comparison platform and digital insurance brokerage provider operating in Greater Southeast Asia, known for its innovative fintech solutions and partnerships. In its latest earnings report for the second quarter of 2025, MoneyHero Limited announced a return to profitability with a net income of $0.2 million, a significant turnaround from a net loss of $12.2 million in the same period last year. The company also reported an improved adjusted EBITDA loss of $2.0 million, marking a 79% year-over-year improvement, driven by a stronger revenue mix and efficiency gains from AI integration. Key financial highlights include a 13% year-over-year decrease in revenue to $18.0 million, attributed to a strategic shift towards higher-margin verticals such as insurance and wealth, which now account for 27% of total revenue, up from 22% last year. The company’s gross margins improved significantly, with the cost of revenue dropping to 51% of total revenue from 67% a year ago, reflecting a 34% efficiency gain. Operating costs were reduced by 37% year-over-year to $20.6 million, showcasing the company’s disciplined cost management and strategic investments in AI and platform optimization. Looking ahead, MoneyHero Limited aims to continue expanding its higher-margin insurance and wealth verticals, with expectations for these segments to comprise approximately 30% of group revenue by year-end. The company remains focused on achieving sustainable profitability and maximizing long-term shareholder value through strategic investments and partnerships.