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Midland States Bancrop ( (MSBI) ) has issued an update.
On November 28, 2025, Midland States Bank sold most of its equipment finance portfolio to an affiliate of North Mill Equipment Finance LLC for $502 million in cash. This strategic move aligns with Midland’s focus on community banking and wealth management, allowing the company to pay down $350 million of high-cost wholesale funding and strengthen its balance sheet. The transaction is expected to result in a pre-tax loss of $20 million in the fourth quarter of 2025 but is seen as a step towards reducing exposure to higher-risk asset classes and improving the company’s credit profile.
The most recent analyst rating on (MSBI) stock is a Hold with a $18.00 price target. To see the full list of analyst forecasts on Midland States Bancrop stock, see the MSBI Stock Forecast page.
Spark’s Take on MSBI Stock
According to Spark, TipRanks’ AI Analyst, MSBI is a Neutral.
The overall stock score is primarily influenced by stable financial performance, particularly in cash flow generation and leverage management. However, the negative P/E ratio and bearish technical indicators weigh heavily on the score. The high dividend yield is a positive aspect but is overshadowed by the company’s operational challenges and weak market momentum.
To see Spark’s full report on MSBI stock, click here.
More about Midland States Bancrop
Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois. It is the sole shareholder of Midland States Bank and offers a comprehensive range of commercial and consumer banking products and services, including merchant credit card services, trust and investment management, insurance, and financial planning services. As of September 30, 2025, the company had total assets of approximately $6.91 billion, with its Wealth Management Group managing assets worth approximately $4.36 billion.
Average Trading Volume: 148,047
Technical Sentiment Signal: Sell
Current Market Cap: $350.4M
Find detailed analytics on MSBI stock on TipRanks’ Stock Analysis page.