Metro Bank Reclassified as Transfer Firm Under MREL Regime

The latest announcement is out from Metro Bank ( (GB:MTRO) ).

Metro Bank has received formal confirmation from the Bank of England that it will be reclassified as a transfer firm under the UK’s Minimum Requirement for Own Funds and Eligible Liabilities (MREL) regime from 1 January 2026, aligning its MREL with its current minimum capital requirements of 13.7% including buffers and 9.2% excluding buffers. The bank’s chief executive, Daniel Frumkin, said the reclassification should provide greater capital flexibility, supporting increased lending to the UK economy and potentially enhancing shareholder value, with further details due alongside full-year results in March 2026.

The most recent analyst rating on (GB:MTRO) stock is a Buy with a £175.00 price target. To see the full list of analyst forecasts on Metro Bank stock, see the GB:MTRO Stock Forecast page.

Spark’s Take on GB:MTRO Stock

According to Spark, TipRanks’ AI Analyst, GB:MTRO is a Neutral.

Metro Bank’s overall stock score reflects a mix of strengths and challenges. Improvements in profitability and strategic growth initiatives are positive, but cash flow issues and inconsistent revenue growth are concerns. Technical indicators suggest stability, while corporate events highlight insider confidence and strategic optimization.

To see Spark’s full report on GB:MTRO stock, click here.

More about Metro Bank

Metro Bank is an independent UK-based bank providing corporate, commercial and SME banking, specialist mortgage lending, and retail and private banking services. It operates through a network of 78 high-street stores, UK-based contact centres, and digital channels including mobile and online banking, and is regulated by the Prudential Regulation Authority and the Financial Conduct Authority.

Average Trading Volume: 1,204,579

Technical Sentiment Signal: Buy

Current Market Cap: £777M

For detailed information about MTRO stock, go to TipRanks’ Stock Analysis page.