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Lithia Motors Expands Loan Agreement by $500 Million

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Lithia Motors Expands Loan Agreement by $500 Million

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Lithia Motors ( (LAD) ) has issued an update.

On August 6, 2025, Lithia Motors, Inc. announced a Sixth Amendment to its Fourth Amended and Restated Loan Agreement, increasing its total financing commitment from $6.0 billion to $6.5 billion, with potential expansion to $7.0 billion. This amendment includes changes such as reallocating commitments under the Credit Facility and removing Financing Operations interest expense from the fixed charge coverage ratio, which could enhance the company’s operational flexibility and financial strategy.

The most recent analyst rating on (LAD) stock is a Buy with a $410.00 price target. To see the full list of analyst forecasts on Lithia Motors stock, see the LAD Stock Forecast page.

Spark’s Take on LAD Stock

According to Spark, TipRanks’ AI Analyst, LAD is a Outperform.

Lithia Motors’ strong financial performance and positive earnings call sentiment are offset by technical indicators suggesting bearish trends. The company’s low valuation and strategic initiatives provide potential upside, but challenges in cash conversion and market conditions remain.

To see Spark’s full report on LAD stock, click here.

More about Lithia Motors

Lithia Motors, Inc. operates in the automotive retail industry, offering a wide range of new and used vehicles, as well as related services. The company focuses on expanding its market presence through strategic financial agreements.

Average Trading Volume: 284,369

Technical Sentiment Signal: Buy

Current Market Cap: $7.61B

For a thorough assessment of LAD stock, go to TipRanks’ Stock Analysis page.

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