Lincoln National ( (LNC) ) has released its Q3 earnings. Here is a breakdown of the information Lincoln National presented to its investors.
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Lincoln Financial, a prominent player in the financial services sector, specializes in annuities, life insurance, group protection, and retirement plan services, serving approximately 17 million customers. The company reported strong financial results for the third quarter of 2025, highlighting balanced growth across all business segments. Net income available to common stockholders was $411 million, or $2.12 per diluted share, while adjusted operating income was $397 million, or $2.04 per diluted share.
Key performance metrics included a 6% increase in annuities operating income, driven by favorable equity markets and higher spread income, and a significant rise in life insurance operating income, supported by stable mortality and higher investment income. Group protection maintained its profitability with increased premiums and sales, while retirement plan services saw a 5% rise in operating income due to favorable market conditions.
The company achieved record high account balances in annuities and reported robust sales across all segments, indicating strong execution of strategic priorities. Lincoln Financial’s disciplined focus on capital flexibility and operational efficiency positions it well for sustained growth.
Looking ahead, Lincoln Financial remains optimistic about its ability to deliver long-term shareholder value by continuing to invest in business growth and maintaining a focus on profitability and operational efficiency.