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LIC Housing Finance Q3 Profit Slips 3% as Loan Book and Disbursements Continue to Grow

Story Highlights
  • LIC Housing Finance reported Q3 FY26 profit after tax of Rs 1,383.95 crore, down 3 percent year-on-year amid stable margins and modest revenue growth.
  • Overall disbursements rose 4 percent to Rs 16,096 crore and the loan book grew 5 percent, driven by strong individual housing and non-housing loans despite weaker project lending.
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LIC Housing Finance Q3 Profit Slips 3% as Loan Book and Disbursements Continue to Grow

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An announcement from LIC Housing Finance Ltd ( (IN:LICHSGFIN) ) is now available.

LIC Housing Finance Ltd reported its unaudited results for the third quarter ended December 31, 2025, posting a profit after tax of Rs 1,383.95 crore, down 3% year-on-year, as net profit and profit before tax both softened slightly despite stable margins. Total revenue from operations rose 2% to Rs 7,187 crore, while net interest income increased 5% to Rs 2,102 crore and net interest margin remained broadly steady at 2.69%. Disbursements for the quarter grew 4% to Rs 16,096 crore, led by a 7% rise in individual home loan disbursements to Rs 13,094 crore and a 10% increase in non-housing individual loans to Rs 2,304 crore, even as project loans declined versus the previous year. The company’s outstanding loan portfolio expanded 5% to Rs 3,14,268 crore, indicating continued growth in core retail lending despite pressure on profitability, which will be closely watched by investors monitoring asset mix and margins in a competitive housing finance market.

More about LIC Housing Finance Ltd

LIC Housing Finance Ltd is one of India’s leading housing finance companies, providing individual home loans, non-housing individual loans and project loans, with a large outstanding loan portfolio focused on retail housing finance across the country.

Average Trading Volume: 84,099

Technical Sentiment Signal: Buy

Current Market Cap: 285.4B INR

For an in-depth examination of LICHSGFIN stock, go to TipRanks’ Overview page.

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