LexinFintech Holdings Reports Strong Q1 2025 Financial Results and Increases Dividend Payout

An announcement from Lexinfintech Holdings ( (LX) ) is now available.

LexinFintech Holdings Ltd. reported its unaudited financial results for the first quarter of 2025, showcasing significant growth in net income, which exceeded RMB430 million, marking a 19% quarter-over-quarter and 113% year-over-year increase. Despite a challenging macroeconomic environment, the company achieved strong improvements in risk management and asset quality, leading to a reduction in funding costs and a 27 basis point increase in the net profit take rate. The board has approved an increase in the cash dividend payout ratio from 25% to 30% of total net income, effective from the second half of 2025, reflecting the company’s commitment to delivering shareholder value.

The most recent analyst rating on (LX) stock is a Buy with a $13.60 price target. To see the full list of analyst forecasts on Lexinfintech Holdings stock, see the LX Stock Forecast page.

Spark’s Take on LX Stock

According to Spark, TipRanks’ AI Analyst, LX is a Outperform.

Lexinfintech Holdings demonstrates strong financial performance with significant improvements in operational metrics and risk management. Despite challenges in cash flow and legacy loans, strategic investments in technology and increased dividend payouts suggest confidence in future growth. The current valuation appears attractive, supported by a stable financial outlook and positive earnings call sentiment.

To see Spark’s full report on LX stock, click here.

More about Lexinfintech Holdings

LexinFintech Holdings Ltd. is a leading technology-empowered personal financial service enabler based in China. The company focuses on providing personal financial services through data analytics, risk management, and refined operations, aiming to enhance customer experience and competitiveness.

Average Trading Volume: 4,011,364

Technical Sentiment Signal: Buy

Current Market Cap: $1.5B

For an in-depth examination of LX stock, go to TipRanks’ Stock Analysis page.