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ING Groep ( (ING) ) has shared an update.
On 29 January 2026, ING reported its full-year 2025 net result of €6.33 billion and profit before tax of €9.15 billion, alongside a 13.2% return on equity and a CET1 ratio of 13.1%. The bank delivered strong commercial growth with net core lending up €56.9 billion (8%) and net core deposits up €38.1 billion (6%), while total income rose to €23.0 billion, including a 15% jump in fee income to €4.6 billion driven by higher demand for investment products and increased trading activity. Mobile primary customers grew by over 1 million during 2025 to 15.4 million, underlining ING’s digital banking strengths and top Net Promoter Scores in several retail markets, while Wholesale Banking also expanded lending and fee income and completed risk‑transfer transactions that supported capital. The group accelerated its sustainability agenda, mobilising €166 billion of sustainable finance volume and supporting nearly 950 sustainability deals, and invested heavily in technology, rolling out GenAI tools, expanding its OneApp platform and enhancing Global Capital Markets capabilities. These results, combined with disciplined cost control and below‑average risk costs, underpin management’s upgraded profitability outlook, with ING targeting return on tangible equity of more than 14% in 2026 and above 15% in 2027, signalling continued focus on growth, diversification of income and value creation for shareholders and clients.
The most recent analyst rating on (ING) stock is a Buy with a $32.00 price target. To see the full list of analyst forecasts on ING Groep stock, see the ING Stock Forecast page.
Spark’s Take on ING Stock
According to Spark, TipRanks’ AI Analyst, ING is a Outperform.
ING Groep’s overall score reflects strong earnings call performance and reasonable valuation, offset by financial performance challenges, particularly in cash flow and leverage. Technical indicators suggest a positive trend, but caution is advised due to potential overbought conditions.
To see Spark’s full report on ING stock, click here.
More about ING Groep
ING Groep N.V. is a Netherlands‑based global financial institution focused on retail and wholesale banking, with a strong digital and mobile banking proposition. It serves nearly 41 million customers worldwide, offering lending, deposits, investment products, private banking and wealth management, and working capital and capital markets solutions, with a growing emphasis on sustainability-linked financing and data‑driven financial services.
Average Trading Volume: 1,840,657
Technical Sentiment Signal: Buy
Current Market Cap: $84.25B
For detailed information about ING stock, go to TipRanks’ Stock Analysis page.