HSBC Holdings plc ( (HSBC) ) has released its Q2 earnings. Here is a breakdown of the information HSBC Holdings plc presented to its investors.
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HSBC Holdings plc is a global banking and financial services organization, operating across various segments such as commercial banking, wealth management, and global banking and markets. Known for its extensive international presence, HSBC serves millions of customers worldwide.
In its 2025 interim results, HSBC reported a decrease in profit before tax by $5.7 billion to $15.8 billion compared to the first half of 2024. Despite this, the company experienced revenue growth in its core businesses, driven by increased customer activity and strategic investments.
Key financial metrics revealed a mixed performance, with a 9% decrease in revenue to $34.1 billion, primarily due to notable items from previous years. However, on a constant currency basis, revenue excluding notable items rose by $1.9 billion. The bank’s net interest margin slightly decreased, while expected credit losses increased due to economic pressures in key markets like Hong Kong.
HSBC’s management remains optimistic about navigating economic uncertainties, maintaining a strong capital position, and focusing on strategic growth areas. The company announced a second interim dividend and plans for a share buy-back, reflecting confidence in its financial stability.
Looking forward, HSBC aims to achieve a mid-teens return on tangible equity and anticipates continued growth in wealth management and lending over the medium term, despite current market challenges.