Home BancShares Delivers Record 2025 Earnings and Growth

Home Bancshares ( (HOMB) ) just unveiled an update.

On January 14, 2026, Home BancShares reported a strong fourth quarter and full-year 2025, highlighted by $400.2 million in Q4 loan growth, a sub-40% efficiency ratio, and a robust net interest margin that helped drive an 18% year-over-year increase in net income and record annual earnings of $475.4 million, equivalent to a 2.10% return on assets. Throughout 2025 the bank delivered steady gains in net income, total revenue and pre-tax, pre-provision net income, while lowering interest expense, keeping non-interest costs stable despite a spike in legal expenses tied to a Texas lawsuit that was resolved in the fourth quarter, and maintaining strong capital and credit metrics, underscoring disciplined balance sheet management and reinforcing its ability to deliver long-term shareholder value.

The most recent analyst rating on (HOMB) stock is a Hold with a $31.00 price target. To see the full list of analyst forecasts on Home Bancshares stock, see the HOMB Stock Forecast page.

Spark’s Take on HOMB Stock

According to Spark, TipRanks’ AI Analyst, HOMB is a Outperform.

Home Bancshares scores well due to strong financial performance and positive technical indicators. The strategic merger announcement further boosts its prospects, positioning the company for growth. Valuation remains attractive, providing a balanced investment opportunity.

To see Spark’s full report on HOMB stock, click here.

More about Home Bancshares

Home BancShares, Inc., parent of Centennial Bank, operates as a regional banking company, generating revenue primarily from lending and deposit-taking activities, with a focus on maintaining strong margins, asset quality and capital ratios that position it competitively within the U.S. regional banking sector.

Average Trading Volume: 1,159,610

Technical Sentiment Signal: Buy

Current Market Cap: $5.52B

For an in-depth examination of HOMB stock, go to TipRanks’ Overview page.