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An update from Home Bancorp ( (HBCP) ) is now available.
On January 26, 2026, Home Bancorp reported its financial results for the fourth quarter of 2025, posting net income of $11.4 million, or $1.46 per diluted share, down 8% from the prior quarter as net interest margin compressed to 4.06% amid lower yields on interest-earning assets. Loans grew 1% during the quarter to $2.7 billion, led by commercial and industrial and commercial real estate lending, while total deposits were essentially flat at $3.0 billion, with a 1% increase in core deposits to $2.2 billion, reflecting stable funding and solid loan demand despite a softer rate environment. Credit quality showed some deterioration as nonperforming assets rose 17% to $36.1 million, or 1.03% of total assets, largely due to two loan relationships moving to nonaccrual, prompting a $480,000 provision to the allowance for loan losses, though net charge-offs remained low and year-to-date net charge-offs were just 0.03% of average loans. In conjunction with these results, the board declared a quarterly cash dividend of $0.31 per share, payable on February 20, 2026 to shareholders of record as of February 9, 2026, underscoring ongoing capital return despite modest earnings pressure and higher nonperforming assets.
The most recent analyst rating on (HBCP) stock is a Buy with a $71.00 price target. To see the full list of analyst forecasts on Home Bancorp stock, see the HBCP Stock Forecast page.
Spark’s Take on HBCP Stock
According to Spark, TipRanks’ AI Analyst, HBCP is a Outperform.
Home Bancorp’s overall stock score is driven by its strong financial performance and attractive valuation. The positive technical indicators further support the stock’s potential. However, the decline in revenue growth and increased nonperforming assets are areas of concern that need monitoring.
To see Spark’s full report on HBCP stock, click here.
More about Home Bancorp
Home Bancorp, Inc., based in Lafayette, Louisiana, is the parent company of Home Bank, N.A., a community-focused regional bank that provides a range of lending and deposit services, including residential mortgages, commercial real estate and industrial loans, consumer loans, and core deposit products across markets such as New Orleans and Acadiana.
Average Trading Volume: 23,879
Technical Sentiment Signal: Buy
Current Market Cap: $472.2M
For a thorough assessment of HBCP stock, go to TipRanks’ Stock Analysis page.