Hilltop ( (HTH) ) has released its Q2 earnings. Here is a breakdown of the information Hilltop presented to its investors.
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Hilltop Holdings Inc., a Dallas-based financial holding company, operates primarily through PlainsCapital Bank, offering business and consumer banking services, and through its subsidiaries, provides residential mortgage lending and securities brokerage services across the United States.
In the second quarter of 2025, Hilltop Holdings reported a significant increase in income to common stockholders, reaching $36.1 million, or $0.57 per diluted share, compared to $20.3 million, or $0.31 per diluted share, in the same period of 2024. The company attributed this growth to a reversal of credit losses and an increase in net interest income within its banking segment.
Key financial highlights include a 1% return on average assets and a 6.62% return on average stockholders’ equity. The company also declared a quarterly cash dividend of $0.18 per common share and repurchased over 1.1 million shares of its common stock. Hilltop’s net interest margin improved to 3.01%, and its consolidated assets stood at $15.4 billion as of June 30, 2025.
Hilltop’s strategic moves included redeeming $50 million of subordinated notes and increasing its stock repurchase program by $35 million, subject to regulatory approval. The mortgage origination segment faced challenges with a 13.1% decrease in net gains from loan sales, yet maintained a steady origination volume.
Looking ahead, Hilltop’s management remains focused on protecting its balance sheet and executing strategic priorities to enhance long-term stockholder value, while navigating uncertain economic conditions and external factors impacting the financial landscape.