tiprankstipranks
Trending News
More News >
Advertisement
Advertisement

Hilltop Holdings posts strong Q4 2025 earnings and returns

Story Highlights
Hilltop Holdings posts strong Q4 2025 earnings and returns

Claim 50% Off TipRanks Premium

The latest update is out from Hilltop Holdings ( (HTH) ).

Hilltop Holdings reported fourth-quarter 2025 results highlighted by solid profitability at its core banking and securities units and continued capital returns to shareholders. PlainsCapital Bank generated $43.5 million in pre-tax income as net interest margin improved to 3.29% and both average loans and deposits grew from the prior quarter, even as the bank booked a $7.9 million provision for credit losses. HilltopSecurities contributed $25.5 million in pre-tax income on $138.4 million of net revenue, with an 18.4% pre-tax margin driven by stronger public finance and wealth management revenue, while PrimeLending posted a $5.2 million pre-tax loss despite lower non-interest expenses, improved gain-on-sale margins and higher mortgage origination volumes year over year. At the consolidated level, Hilltop’s Q4 2025 income attributable to the company rose 17% from a year earlier to $41.6 million, or $0.69 per diluted share, on 10% revenue growth and a 59% jump in pre-provision net revenue, even as credit costs increased; the group also continued to emphasize shareholder returns by distributing $71.8 million via dividends and share repurchases in the quarter, supporting growth in tangible book value per share and maintaining a strong common equity Tier 1 capital ratio.

The most recent analyst rating on (HTH) stock is a Buy with a $39.00 price target. To see the full list of analyst forecasts on Hilltop Holdings stock, see the HTH Stock Forecast page.

Spark’s Take on HTH Stock

According to Spark, TipRanks’ AI Analyst, HTH is a Outperform.

Hilltop Holdings demonstrates strong financial performance with robust revenue growth and profitability improvements. The technical indicators support a bullish trend, and the valuation is reasonable. Positive earnings call highlights and strategic corporate events further enhance the stock’s outlook, despite challenges in cash flow conversion and specific market segments.

To see Spark’s full report on HTH stock, click here.

More about Hilltop Holdings

Hilltop Holdings Inc. is a diversified financial services company based in Dallas, operating through businesses including PlainsCapital Bank, mortgage originator PrimeLending, and broker-dealer HilltopSecurities, with a focus on commercial and consumer banking, residential mortgage lending, and public finance and wealth management services.

Average Trading Volume: 341,349

Technical Sentiment Signal: Buy

Current Market Cap: $2.22B

For a thorough assessment of HTH stock, go to TipRanks’ Stock Analysis page.

Disclaimer & DisclosureReport an Issue

Looking for investment ideas? Subscribe to our Smart Investor newsletter for weekly expert stock picks!
Get real-time notifications on news & analysis, curated for your stock watchlist. Download the TipRanks app today! Get the App
1