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HDFC Bank Reports Double-Digit Deposit and Loan Growth for December 2025 Quarter

Story Highlights
  • HDFC Bank’s advances under management grew around 9–12% year-on-year, with gross advances reaching about ₹28.4 trillion by December 31, 2025.
  • Average and period-end deposits rose 11–12% year-on-year, led by strong time-deposit growth and nearly 10% expansion in CASA balances in the December 2025 quarter.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
HDFC Bank Reports Double-Digit Deposit and Loan Growth for December 2025 Quarter

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Hdfc Bank ( (HDB) ) has shared an announcement.

In an intimation dated January 5, 2026, HDFC Bank reported that its lending and deposit franchises continued to expand solidly through the December 2025 quarter. Average advances under management for the quarter reached ₹28,639 billion, up about 9.0% year-on-year from ₹26,276 billion in the December 2024 quarter, while period-end advances under management rose 9.8% to approximately ₹29,460 billion as of December 31, 2025; period-end gross advances grew an even stronger 11.9% to approximately ₹28,445 billion over the same 12-month period. On the liability side, average deposits for the December 2025 quarter increased 12.2% year-on-year to ₹27,524 billion, driven by 13.4% growth in average time deposits to ₹18,539 billion and 9.9% growth in average CASA deposits to ₹8,984 billion, with period-end total deposits up 11.5% to roughly ₹28,595 billion and CASA balances up 10.1% to about ₹9,610 billion as of December 31, 2025. These figures underscore continued balance sheet expansion and stable funding growth for the bank ahead of its limited review results for the quarter by statutory auditors, signaling sustained scale and franchise strength for lenders, depositors and investors, even as detailed profitability and asset quality metrics await formal quarterly financial disclosures.

The most recent analyst rating on (HDB) stock is a Buy with a $40.00 price target. To see the full list of analyst forecasts on Hdfc Bank stock, see the HDB Stock Forecast page.

Spark’s Take on HDB Stock

According to Spark, TipRanks’ AI Analyst, HDB is a Outperform.

HDFC Bank’s overall score is driven by strong financial performance and positive earnings call sentiment, indicating robust growth prospects. However, technical indicators suggest neutral momentum, and valuation metrics reflect moderate attractiveness. The bank’s strategic initiatives and economic conditions support a positive outlook, despite challenges in cash flow and market share.

To see Spark’s full report on HDB stock, click here.

More about Hdfc Bank

HDFC Bank Limited is one of India’s largest private sector banks, offering a broad range of retail and wholesale banking services, including loans, deposits and transactional banking, with a strong focus on low-cost CASA (current and savings account) deposits and a significant presence in both urban and semi-urban markets. The bank is also listed in the United States as a foreign private issuer, reflecting its access to global capital markets and international investor base.

Average Trading Volume: 3,606,223

Technical Sentiment Signal: Strong Buy

Current Market Cap: $166.7B

Find detailed analytics on HDB stock on TipRanks’ Stock Analysis page.

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