Hbt Financial, Inc. ( (HBT) ) has released its Q3 earnings. Here is a breakdown of the information Hbt Financial, Inc. presented to its investors.
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HBT Financial, Inc., headquartered in Bloomington, Illinois, operates as the holding company for Heartland Bank and Trust Company, providing a comprehensive suite of financial products and services across Illinois and eastern Iowa. The company has a strong presence in the banking sector with a focus on community banking.
In its third-quarter 2025 financial results, HBT Financial reported a net income of $19.8 million, or $0.63 per diluted share, marking a consistent increase from previous quarters. The company maintained a solid balance sheet, with a notable return on average assets of 1.56% and a return on average stockholders’ equity of 13.31%.
Key financial highlights include an adjusted net income of $20.5 million, or $0.65 per diluted share, the highest since the company went public. Asset quality remained robust with nonperforming assets at 0.17% of total assets. The company also announced a merger agreement with CNB Bank Shares, aiming to expand its community banking reach.
HBT Financial’s strategic focus on maintaining strong asset quality and profitability, coupled with its recent merger announcement, positions the company well for future growth. The management remains confident in navigating various economic environments, supported by a solid financial foundation and strategic initiatives.