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The latest announcement is out from HBT Financial ( (HBT) ).
HBT Financial, Inc. reported its financial results for the second quarter of 2025, showing a net income of $19.2 million, or $0.61 per diluted share, with strong asset quality and a stable balance sheet. The company experienced a slight increase in net interest margin and maintained a robust return on average assets and equity. Despite a decrease in loans due to seasonal paydowns and property sales, HBT Financial anticipates loan growth in the third quarter of 2025. The company remains confident in its credit discipline and operational structure, positioning itself for potential acquisition opportunities.
The most recent analyst rating on (HBT) stock is a Hold with a $24.00 price target. To see the full list of analyst forecasts on HBT Financial stock, see the HBT Stock Forecast page.
Spark’s Take on HBT Stock
According to Spark, TipRanks’ AI Analyst, HBT is a Outperform.
HBT Financial scores well due to its strong financial performance and robust Q1 2025 results, which indicate effective asset management and profitability. The technical analysis suggests positive momentum, although caution is advised due to overbought signals. The attractive valuation further supports the stock’s appeal, with the combination of a low P/E ratio and solid dividend yield enhancing its investment case.
To see Spark’s full report on HBT stock, click here.
More about HBT Financial
HBT Financial, Inc., the holding company for Heartland Bank and Trust Company, operates in the financial services industry, focusing on providing banking services. The company is based in Bloomington, IL, and is listed on NASDAQ under the ticker HBT.
Average Trading Volume: 29,751
Technical Sentiment Signal: Buy
Current Market Cap: $797.1M
Find detailed analytics on HBT stock on TipRanks’ Stock Analysis page.

