HBT Financial ( (HBT) ) has issued an update.
HBT Financial reported strong financial results for the first quarter of 2025, with a net income of $19.1 million and a net interest margin increase to 4.12%. Despite economic uncertainties, the company maintained solid profitability and asset quality, with nonperforming assets declining to 0.11%. The company experienced a decrease in noninterest income due to changes in mortgage servicing rights fair value, while noninterest expenses increased slightly due to higher salaries and benefits. HBT Financial’s effective tax rate decreased, and the loan portfolio remained stable with a slight increase in grain elevator lines of credit.
Spark’s Take on HBT Stock
According to Spark, TipRanks’ AI Analyst, HBT is a Outperform.
HBT Financial’s strong financial performance, low valuation, and positive corporate events support a solid overall score. The company’s consistent revenue growth, zero-debt position, and increased dividend highlight its strengths. However, technical indicators suggest caution due to recent downward price trends, balancing the overall outlook.
To see Spark’s full report on HBT stock, click here.
More about HBT Financial
HBT Financial, Inc. is the holding company for Heartland Bank and Trust Company, operating in the financial services industry. The company focuses on providing banking services, including loans and deposits, with a strong emphasis on credit discipline and profitability.
YTD Price Performance: 1.30%
Average Trading Volume: 39,480
Technical Sentiment Signal: Hold
Current Market Cap: $695.6M
Learn more about HBT stock on TipRanks’ Stock Analysis page.