Hawthorn Bancshares ( (HWBK) ) has released its Q3 earnings. Here is a breakdown of the information Hawthorn Bancshares presented to its investors.
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Hawthorn Bancshares, Inc. is a financial-bank holding company based in Jefferson City, Missouri, operating through its subsidiary Hawthorn Bank, which serves various communities in Missouri, including the greater Kansas City area.
In its third quarter of 2025, Hawthorn Bancshares reported a net income of $6.1 million, marking a 34.1% increase from the same quarter the previous year. The company’s earnings per diluted share rose to $0.88, reflecting a significant improvement from the prior year quarter.
Key financial highlights include an improved net interest margin of 3.97%, a 3.5% increase in loans, and a 0.5% rise in deposits compared to the previous quarter. The company also maintained strong credit quality with non-performing assets improving to 0.48% of total loans. Furthermore, Hawthorn Bancshares remains well-capitalized with a total risk-based capital ratio of 14.90%.
Looking ahead, Hawthorn Bancshares’ management remains focused on strategic growth and expanding customer relationships, aiming to continue enhancing shareholder value through core growth and improved margins.

