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Hawthorn Bancshares ( (HWBK) ) has provided an announcement.
On January 28, 2026, Hawthorn Bancshares reported fourth-quarter 2025 net income of $6.2 million, or $0.90 per diluted share, slightly above the prior quarter and up sharply from a year earlier, as net interest margin expanded to 4.03% and deposit costs declined. For the full year 2025, net income rose 30% to $23.8 million, or $3.43 per diluted share, supported by higher net interest income, improved efficiency (with the efficiency ratio improving to 63.41% from 67.92%), modest loan and deposit growth, and stronger returns on assets and equity, while the bank maintained a well-capitalized position despite higher non-performing assets and lower allowance coverage. Reflecting this stronger profitability and capital position, the board also approved a 5% increase in the quarterly cash dividend to $0.21 per share, payable April 1, 2026 to shareholders of record on March 15, 2026.
The most recent analyst rating on (HWBK) stock is a Hold with a $35.00 price target. To see the full list of analyst forecasts on Hawthorn Bancshares stock, see the HWBK Stock Forecast page.
Spark’s Take on HWBK Stock
According to Spark, TipRanks’ AI Analyst, HWBK is a Neutral.
The score is driven primarily by improved financial performance (earnings recovery and stronger profitability), supported by an attractive valuation (low P/E and a solid dividend). Offsetting these positives are softer near-term technical signals and weaker recent cash-flow trends, which temper confidence in the durability of the rebound.
To see Spark’s full report on HWBK stock, click here.
More about Hawthorn Bancshares
Hawthorn Bancshares, Inc., headquartered in Jefferson City, Missouri, is the holding company for Hawthorn Bank, a regional community bank that provides lending, deposit and other banking services. The company focuses on loans and deposits, with a balance sheet as of December 31, 2025 that included $1.49 billion in loans and $1.55 billion in deposits, and it remains categorized as well-capitalized under regulatory standards, with total risk-based capital of 15.49%.
Average Trading Volume: 9,433
Technical Sentiment Signal: Strong Buy
Current Market Cap: $222.4M
See more insights into HWBK stock on TipRanks’ Stock Analysis page.