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Funding Circle Holdings ( (GB:FCH) ) just unveiled an update.
Funding Circle reported an exceptionally strong 2025 trading performance, with revenue rising 28% to about £204 million and profit before tax jumping to around £20 million, both ahead of market expectations and delivering its 2026 revenue target a year early. The group extended £2.5 billion of credit over the year and increased balances under management to £3.0 billion, driven by resilient SME demand, product innovation and growth in its FlexiPay and Cashback card offerings, while the core Term Loans business maintained robust loan books and funding pipelines, underpinned by £2.0 billion of new forward flow agreements and a continuing share buyback that has already retired 16.5% of the company’s issued capital, reinforcing its capital-light, UK-focused growth strategy.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Spark’s Take on GB:FCH Stock
According to Spark, TipRanks’ AI Analyst, GB:FCH is a Neutral.
Funding Circle Holdings Limited shows a mixed financial performance with positive profitability recovery but challenges in revenue stability and cash flow. The technical indicators suggest a neutral trend, while the valuation is moderate. The earnings call was positive, highlighting growth and customer satisfaction, but macroeconomic challenges remain. The share buyback program is a positive corporate event, indicating confidence in the company’s future.
To see Spark’s full report on GB:FCH stock, click here.
More about Funding Circle Holdings
Funding Circle Holdings plc is the UK’s leading SME finance platform, providing small and medium-sized businesses with term loans, FlexiPay and a Cashback credit card through a single lending and payments ecosystem. Since 2010 it has extended more than £17 billion in credit to over 125,000 UK businesses, combining proprietary AI-powered credit models with human underwriting to offer fast access to finance, while giving institutional investors exposure to an underserved SME lending asset class.
Average Trading Volume: 427,677
Technical Sentiment Signal: Strong Buy
Current Market Cap: £373.6M
For a thorough assessment of FCH stock, go to TipRanks’ Stock Analysis page.