Flushing Financial Reports Strong Third-Quarter Results

Flushing Financial ( (FFIC) ) has released its Q3 earnings. Here is a breakdown of the information Flushing Financial presented to its investors.

Flushing Financial Corporation is a New York State-chartered commercial bank that operates under the Flushing Bank brand, providing a range of financial services including deposits, loans, and cash management, with a focus on real estate lending and personalized customer service in the New York City metropolitan area. In its third-quarter earnings report for 2025, Flushing Financial Corporation reported a notable increase in both GAAP and Core net interest margins, alongside a growth in noninterest-bearing deposits. The company achieved GAAP and Core earnings per share of $0.30 and $0.35, respectively, reflecting a successful execution of strategic priorities and balance sheet repositioning. Key financial metrics highlighted include a 10 basis-point increase in net interest margin, a decrease in average loans, and a stable credit quality with a reduction in net charge-offs. The tangible common equity ratio improved significantly year-over-year, indicating robust capital levels. Looking ahead, Flushing Financial remains confident in navigating the macroeconomic landscape, focusing on sustainable growth and long-term shareholder value.