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The latest update is out from Five Star ( (FSBC) ).
Five Star Bancorp reported a net income of $14.5 million for the second quarter of 2025, showing growth from previous quarters. The company experienced significant increases in loans and deposits, with total loans rising by $136.2 million and deposits by $158.3 million. The net interest margin improved to 3.53%, and the efficiency ratio decreased, reflecting better operational efficiency. The company plans to open a new office in Walnut Creek in the third quarter of 2025, continuing its expansion in the San Francisco Bay Area. This growth is attributed to its organic growth strategy, conservative underwriting practices, and a focus on technology and operating efficiencies, benefiting clients, employees, and shareholders.
The most recent analyst rating on (FSBC) stock is a Buy with a $34.00 price target. To see the full list of analyst forecasts on Five Star stock, see the FSBC Stock Forecast page.
Spark’s Take on FSBC Stock
According to Spark, TipRanks’ AI Analyst, FSBC is a Outperform.
Five Star Bancorp shows strong financial performance and strategic growth, supported by positive earnings call insights. Technical indicators suggest a moderate bullish outlook, and the stock is fairly valued. While there are some concerns about rising liabilities and substandard loans, the overall outlook remains positive.
To see Spark’s full report on FSBC stock, click here.
More about Five Star
Five Star Bancorp operates in the banking industry through its wholly owned subsidiary, Five Star Bank. The company focuses on providing banking services with a relationship-based approach, offering high-tech and high-touch concierge business banking services. It is expanding its presence in the San Francisco Bay Area and aims to grow its business verticals, including Food, Agribusiness, and Diversified Industries.
Average Trading Volume: 49,792
Technical Sentiment Signal: Buy
Current Market Cap: $649.8M
For an in-depth examination of FSBC stock, go to TipRanks’ Overview page.