First Interstate BancSystem Reports Strong Q4 Earnings Growth

An announcement from First Interstate Bancsystem ( (FIBK) ) is now available.

On January 28, 2026, First Interstate BancSystem reported that fourth-quarter 2025 net income rose to $108.8 million, or $1.08 per diluted share, up from $71.4 million in the prior quarter and $52.1 million a year earlier, while full-year 2025 net income increased to $302.1 million, or $2.94 per diluted share, from $226.0 million in 2024. Results were boosted by a $62.7 million gain from the October 10, 2025 sale of its Arizona and Kansas branches, which also reduced loans and deposits but helped drive higher net interest margin, elimination of other borrowed funds, lower non-performing assets, improved capital ratios, and continued progress on asset quality despite elevated but moderating net charge-offs. The company continued executing a strategic repositioning of its branch network, with previously announced closures of four Nebraska branches and single locations in Minnesota and North Dakota scheduled for February 2026 and a pending sale of 11 Nebraska branches expected to close in early second-quarter 2026, while the board expanded the stock repurchase authorization to a total of $300 million and declared a quarterly dividend of $0.47 per share payable on February 20, 2026 to shareholders of record on February 10, 2026; the company also posted an updated corporate presentation providing an overview of its operations and financial performance.

The most recent analyst rating on (FIBK) stock is a Buy with a $43.00 price target. To see the full list of analyst forecasts on First Interstate Bancsystem stock, see the FIBK Stock Forecast page.

Spark’s Take on FIBK Stock

According to Spark, TipRanks’ AI Analyst, FIBK is a Outperform.

First Interstate Bancsystem’s strong technical indicators and attractive valuation are the primary drivers of its score. While financial performance shows robust profitability, the decline in revenue growth and operational challenges highlighted in the earnings call temper the overall outlook. Corporate events further support strategic growth initiatives.

To see Spark’s full report on FIBK stock, click here.

More about First Interstate Bancsystem

First Interstate BancSystem, Inc. is a regional banking company headquartered in Billings, Montana, operating through a network of branches that provide commercial and consumer banking services, including loans, deposits and related financial products. The bank has been actively reshaping its geographic footprint through branch sales and closures, focusing its operations and balance sheet to strengthen capital ratios, improve asset quality, and support shareholder returns in its core markets.

Average Trading Volume: 1,365,578

Technical Sentiment Signal: Buy

Current Market Cap: $3.78B

Learn more about FIBK stock on TipRanks’ Stock Analysis page.