First Foundation Returns to Profitability in Q1 2025

First Foundation ( (FFWM) ) has provided an announcement.

First Foundation Inc. reported a return to profitability in the first quarter of 2025, driven by an increase in net interest margin and normalized credit costs. The company achieved a fully diluted EPS of $0.08, a significant improvement from the previous quarter’s loss. Key strategic initiatives include reducing commercial real estate concentration, improving deposit quality, and building organic capital. The company also reported strong credit performance with negligible net charge-offs and a stable provision for credit losses.

Spark’s Take on FFWM Stock

According to Spark, TipRanks’ AI Analyst, FFWM is a Neutral.

First Foundation faces significant financial challenges with declining revenue and negative profitability. Despite improvements in debt management and strategic initiatives, the stock’s technical indicators and valuation reflect ongoing issues. The mixed earnings call and strategic focus offer some hope, but substantial risks remain.

To see Spark’s full report on FFWM stock, click here.

More about First Foundation

First Foundation Inc. operates in the financial services industry, offering banking, private wealth management, and trust services. The company is focused on building a client-centered commercial and private bank with strong capital, credit, and earnings capabilities, and has a presence in five states: California, Texas, Nevada, Hawaii, and Florida.

YTD Price Performance: -19.50%

Average Trading Volume: 776,000

Technical Sentiment Signal: Buy

Current Market Cap: $401.2M

See more insights into FFWM stock on TipRanks’ Stock Analysis page.