First Community completes Signature Bank of Georgia acquisition

First Community ( (FCCO) ) just unveiled an update.

On January 8, 2026, First Community Corporation completed its roughly $50 million stock-for-stock acquisition of Signature Bank of Georgia, merging Signature into First Community Bank and bringing pro forma totals to more than $2.3 billion in assets, $2.1 billion in deposits and customer cash management accounts, and $1.5 billion in loans. The deal expands First Community’s footprint to 23 full-service offices plus a loan production office across South Carolina and Georgia, with Signature’s branches operating as First Community Bank d/b/a Signature Bank of Georgia until a planned systems conversion in March 2026, and positions the company to scale newly added SBA/USDA lending capabilities across all its markets while deepening its focus on local business customers and enhancing operating leverage for shareholders. In connection with the closing, former Signature executives Fred J. “Freddie” Deutsch and Jonathan W. “Jon” Been joined the boards of First Community and First Community Bank, with Deutsch also entering into an employment agreement and taking on senior management roles overseeing specialty business lending, moves that integrate Signature’s leadership into the combined organization and signal an emphasis on expanding specialized lending and governance depth following the combination.

The most recent analyst rating on (FCCO) stock is a Buy with a $33.00 price target. To see the full list of analyst forecasts on First Community stock, see the FCCO Stock Forecast page.

Spark’s Take on FCCO Stock

According to Spark, TipRanks’ AI Analyst, FCCO is a Outperform.

First Community’s overall stock score reflects strong technical indicators and positive corporate events, particularly the strategic merger and record earnings. Financial performance is solid, though increased leverage and liquidity concerns warrant monitoring. The valuation is fair, supported by a reasonable P/E ratio and dividend yield.

To see Spark’s full report on FCCO stock, click here.

More about First Community

First Community Corporation (Nasdaq: FCCO) is the holding company for First Community Bank, a community-focused financial institution providing traditional deposit and loan products, residential mortgage lending, financial planning and investment advisory services, and, with its latest acquisition, SBA/USDA lending. The bank targets local businesses, professionals and entrepreneurs across a growing network of banking offices in the Midlands, Upstate and Piedmont regions of South Carolina, the Central Savannah River Area in South Carolina and Georgia, and the Atlanta–Sandy Springs–Roswell, Georgia metropolitan area.

Average Trading Volume: 34,390

Technical Sentiment Signal: Buy

Current Market Cap: $226M

Find detailed analytics on FCCO stock on TipRanks’ Stock Analysis page.