Fintel Posts Double-Digit Growth as New Operating Model Drives Software and Data Push

The latest announcement is out from Fintel PLC ( (GB:FNTL) ).

Fintel reported a “transformational” 2025 financial year marked by the successful rollout of a simplified two-division operating structure and continued shift toward a software, data and recurring-revenue model. Revenue rose around 10% to £85.9m, with SaaS and subscription income also up 10% to £48.7m, now accounting for 57% of group sales, while adjusted EBITDA increased roughly 17% to £25.9m, slightly ahead of market expectations. Supported by a strong balance sheet with £17.3m of cash, modest leverage of 1.2x and substantial undrawn credit, the group invested in new technology and data propositions, including the launch of its Defaqto Matrix360 market intelligence software, digital compliance tools and the Omnicore whole-of-market distribution platform, and continued to integrate recent acquisitions to drive cross-selling and operational leverage. Looking to 2026, Fintel expects further earnings-accretive growth from the acquisition of Pearson Ham’s Market Pricing Business and sees both its Software & Data and Services divisions benefiting from rising demand for technology, data and regulatory support across the UK retail financial services market, reinforcing its positioning as a technology-driven platform provider.

The most recent analyst rating on (GB:FNTL) stock is a Hold with a £258.00 price target. To see the full list of analyst forecasts on Fintel PLC stock, see the GB:FNTL Stock Forecast page.

Spark’s Take on GB:FNTL Stock

According to Spark, TipRanks’ AI Analyst, GB:FNTL is a Neutral.

The score is primarily supported by strong revenue growth and an overall sound balance sheet, but is held back by sharply weaker free cash flow and declining net profitability. Technically, the uptrend is strong, yet overbought indicators increase near-term downside risk. Valuation further limits the score due to a high P/E and only a modest dividend yield.

To see Spark’s full report on GB:FNTL stock, click here.

More about Fintel PLC

Fintel plc is a UK-based fintech and support services group focused on the retail financial services sector, providing technology, data, compliance and regulatory support to thousands of intermediary firms and targeted distribution and data services to hundreds of product providers. Operating through its Software & Data and Services divisions and brands such as Defaqto, SimplyBiz and threesixty, it delivers market intelligence, product ratings and platform solutions that help financial institutions and consumers make better informed financial decisions.

Average Trading Volume: 231,576

Technical Sentiment Signal: Buy

Current Market Cap: £270.9M

For a thorough assessment of FNTL stock, go to TipRanks’ Stock Analysis page.