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The latest update is out from Financial Institutions ( (FISI) ).
Financial Institutions, Inc. reported its second quarter 2025 results, showing a net income of $17.5 million, an increase from the previous quarter but a decrease from the same period last year. The company experienced growth in net interest income and margin, despite a reduction in total loans and deposits, partly due to the wind-down of its Banking-as-a-Service offering. The results reflect the company’s focus on profitability and efficient balance sheet management, with expectations for continued growth in loan production and disciplined credit practices.
The most recent analyst rating on (FISI) stock is a Buy with a $33.00 price target. To see the full list of analyst forecasts on Financial Institutions stock, see the FISI Stock Forecast page.
Spark’s Take on FISI Stock
According to Spark, TipRanks’ AI Analyst, FISI is a Neutral.
Financial Institutions, Inc. faces significant challenges with declining profitability and an unfavorable valuation. However, improved financial performance in the recent quarter and strong cash flow generation bolster confidence. The stock’s high dividend yield and positive corporate events further support its appeal amidst economic uncertainties.
To see Spark’s full report on FISI stock, click here.
More about Financial Institutions
Financial Institutions, Inc., the parent company of Five Star Bank and Courier Capital, LLC, operates in the financial services industry, focusing on banking and investment services.
Average Trading Volume: 136,846
Technical Sentiment Signal: Strong Buy
Current Market Cap: $546.6M
See more data about FISI stock on TipRanks’ Stock Analysis page.