F.N.B. Corp ( (FNB) ) has released its Q3 earnings. Here is a breakdown of the information F.N.B. Corp presented to its investors.
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F.N.B. Corporation, a diversified financial services company headquartered in Pittsburgh, Pennsylvania, operates in the commercial and consumer banking sectors, offering a range of financial solutions across several states and major metropolitan areas.
In its third-quarter 2025 earnings report, F.N.B. Corporation announced a significant increase in earnings per diluted common share, reaching $0.41, marking a 37% rise from the previous year. This growth was attributed to record revenue of $457 million, driven by increased net interest income and non-interest income.
Key financial highlights include a 3.0% increase in average loans and leases to $34.8 billion, and a 6.4% rise in average deposits to $37.9 billion. The company achieved a record net interest income of $359.3 million and a net interest margin of 3.25%. Non-interest income also reached a record $98.2 million, supported by strong mortgage banking and capital markets income.
F.N.B. Corporation’s capital levels strengthened, with a Common Equity Tier 1 (CET1) regulatory capital ratio estimated at 11.0% and a tangible book value per common share increasing by 11.1% year-over-year. The company’s proactive credit risk management and technology investments continue to support its solid financial performance.
Looking ahead, F.N.B. Corporation remains focused on leveraging its digital capabilities and expanding its market presence to enhance customer engagement and drive further growth, as reflected in the management’s positive outlook for the future.