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ESAF Small Finance Bank Reports Robust Growth in Secured Loans and Retail Deposits

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ESAF Small Finance Bank Reports Robust Growth in Secured Loans and Retail Deposits

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ESAF Small Finance Bank Limited ( (IN:ESAFSFB) ) has shared an announcement.

ESAF Small Finance Bank reported strong financial results for the quarter ending September 30, 2025, with significant growth in secured loans and retail deposits. The bank’s total business grew by 5.2% year-on-year, driven by a 161% surge in secured loan disbursements and a 5.9% increase in total deposits. The bank’s strategic shift towards a secured lending mix is evident as secured loans now make up 82% of total disbursements. The bank also narrowed its net loss to ₹116 crore from ₹190 crore in the previous year, reflecting improved operational performance. The CASA ratio improved to 26.4%, and the bank’s capital adequacy ratio stood at 22.4%. ESAF added nearly two lakh new customers, expanding its customer base across 24 states and 2 union territories.

More about ESAF Small Finance Bank Limited

ESAF Small Finance Bank Limited is a leading scheduled commercial bank in India, headquartered in Thrissur, Kerala. The bank focuses on secured lending, retail deposits, and has a diversified portfolio including gold loans, agriculture, MSME, mobility, and mortgage segments.

Average Trading Volume: 30,745

Technical Sentiment Signal: Sell

Current Market Cap: 14.16B INR

Learn more about ESAFSFB stock on TipRanks’ Stock Analysis page.

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