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Equity Bancshares Reports Q2 2025 Earnings and Expansion

Equity Bancshares Reports Q2 2025 Earnings and Expansion

Equity Bancshares Inc. ( (EQBK) ) has released its Q2 earnings. Here is a breakdown of the information Equity Bancshares Inc. presented to its investors.

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Equity Bancshares, Inc., a holding company for Equity Bank, operates in the financial services sector providing commercial loans, consumer banking, mortgage loans, trust and wealth management services. The company is known for its community-focused customer service and is publicly traded on the New York Stock Exchange under the symbol ‘EQBK’.

In its latest earnings report for the second quarter of 2025, Equity Bancshares, Inc. announced a net income of $15.3 million, translating to $0.86 earnings per diluted share. The company also completed the acquisition of NBC Oklahoma, which added seven new locations to its portfolio, enhancing its market presence.

Key financial highlights include a net interest margin expansion to 4.17%, a 9 basis point increase from the previous quarter. The company reported a tangible book value per share increase of 3.5%, and a 6.2% annualized expansion in average loan balances. However, deposit balances excluding brokered deposits saw a decrease due to seasonal outflows.

Equity Bancshares also announced a $0.15 dividend on outstanding common shares and maintained an active share repurchase program. The merger with NBC Corp. of Oklahoma, finalized on July 2, 2025, is expected to contribute significantly to the company’s growth strategy by adding approximately $695.1 million in loans and $800.5 million in deposits.

Looking ahead, the management of Equity Bancshares remains optimistic about driving growth through both organic means and strategic mergers and acquisitions, positioning the company for continued strong performance throughout the remainder of 2025 and beyond.

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