Employers Holdings ( (EIG) ) has released its Q2 earnings. Here is a breakdown of the information Employers Holdings presented to its investors.
Elevate Your Investing Strategy:
- Take advantage of TipRanks Premium at 50% off! Unlock powerful investing tools, advanced data, and expert analyst insights to help you invest with confidence.
Employers Holdings, Inc. is a specialty provider of workers’ compensation insurance and services, focusing on small and mid-sized businesses in low-to-medium hazard industries across the United States.
In its second quarter of 2025, Employers Holdings reported a slight decrease in net income per diluted share and gross premiums written, while net premiums earned saw an increase. The company also declared a regular quarterly dividend of $0.32 per share.
Key financial metrics revealed a 2% decrease in net income per diluted share and a 56% drop in adjusted net income per diluted share. Gross premiums written fell by 2%, but net premiums earned increased by 6%. The loss and loss adjustment expenses ratio rose significantly, while the commission and underwriting expense ratios improved. Net investment income saw a marginal increase, and there was a notable rise in net realized and unrealized gains on investments.
Employers Holdings ended the quarter with a record number of policies in force, reflecting a 5% year-over-year increase. The company returned $31.4 million to stockholders through share repurchases and dividends, showcasing its strong balance sheet and confidence in future operations.
Looking ahead, Employers Holdings remains focused on profitability and risk selection, with plans to conduct a full actuarial study in the third quarter to address emerging claim trends. The company’s strategic actions and capital management initiatives indicate a commitment to sustainable growth and shareholder value.