East West Bancorp ( (EWBC) ) has released its Q2 earnings. Here is a breakdown of the information East West Bancorp presented to its investors.
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East West Bancorp, Inc. is a financial services company operating primarily in the banking sector, known for being the largest independent bank headquartered in Southern California with operations in the United States and Asia. In its latest earnings report for the second quarter of 2025, East West Bancorp announced record quarterly revenue and net interest income, with net income reaching $310 million, or $2.24 per diluted share. The company also reported record levels in total loans and deposits, which stood at $55 billion and $65 billion, respectively, as of June 30, 2025.
The company’s financial performance showed a steady growth trajectory with total revenue increasing by 2% quarter-over-quarter to $703 million, driven by a 3% increase in net interest income. The return on average common equity was reported at 15.4%, and the book value per share increased by 3% to $59.51. East West Bancorp also highlighted its strong credit trends, with a decrease in criticized loans and nonperforming assets, and an increase in capital levels, positioning the company to capitalize on market opportunities.
Key financial metrics included a net interest margin of 3.35%, unchanged from the previous quarter, and a decrease in the average cost of interest-bearing deposits to 3.31%. Noninterest income totaled $86 million, with fee income contributing $81 million. The company maintained a stable efficiency ratio of 36.4%, and its capital ratios remained well above regulatory requirements.
Looking ahead, East West Bancorp’s management remains optimistic about the company’s ability to support its customers and leverage market opportunities, backed by its strong capital position and consistent financial performance. The company continues to focus on balanced growth and maintaining its status as a top-performing bank in its asset class.